Business & Commerical Services

Zitek Insurance’s background is in commercial and business insurance. For the past 6 years, we have assisted companies in protecting their business from financial loss. Financial loss can come from many areas like Premises & Product Liability, Property, or Cyber Liability. Losses will impact your companies financials. This impact could cause it harder to come back to where you were before the loss occurred. We understand the business insurance. We understand the impact it has and we explore a good solid business continuity plan. Our team of professionals have years of commercial underwriting experience, and can assist in evaluating your needs and placing your coverage.

Business & Commerical Insurance

We embrace the entrepreneur, the small business owner. You have many challenges running a business and we are here to help you from the very beginning, through your first employee, all the way to 50 employees. We provide property, buildings, business personal property, business income, general and product liability, cyber liability, umbrella, errors & omissions, & bonds. 

When your employee count reaches 50+, your insurance needs change. We have everything as noted in our small commercial area, but now you need more specific coverages for specific exposures. Adding endorsements to the normal ISO policy comes into play. Full understanding of these coverages is much more important than a standard BOP (Business Owners Policy). We can assist you in customizing your insurance program.

Business Insurance Services
Commerical Insurance Services

Insurance Designed to Keep Your Business Operating

We feel insurance is not just something you have to buy, but a blanket of coverage’s designed to keep your business operating when something unexpected happens. Zitek Insurance can provide your organization with the following insurance coverage’s:

  • Property
  • Inland Marine
  • Ocean Marine
  • General Liability
  • Product Liability
  • Commercial Auto and Fleet Coverage
  • Employment Practices Liability
  • Umbrella & Excess Coverage
  • Workers Compensation
  • Manufactures Errors & Omissions
  • Large Deductible or SIR Programs
  • Business Owners (BOP)
  • Radon Insurance CPL/PL/GL
  • Cyber Liability
  • Building
  • Vacant Buildings
  • Flood & Earthquake
  • Boiler & Machinery
  • Contractors Equipment
  • Business Income
  • Employee Benefits Liability
  • Crime Coverages
  • Bonds

Customized Insurance Plans with Zitek Insurance

Zitek Insurance Group is a Minnesota insurance agency that holds licenses to provide services  in Minnesota, Wisconsin, North Dakota, Iowa, Oregon, Utah, Colorado, Tennessee, Ohio, New York, Vermont, and New Jersey.